:root{--color-bg:#f7f8fa;--color-surface:#fff;--color-ink:#14171f;--color-muted:#5c6270;--color-accent:#1a4fd6;--color-accent-dark:#0f36a6;--color-accent-soft:#eaf0ff;--color-navy:#0b1530;--color-border:#e4e7ee;--shadow-sm:0 1px 2px rgba(16,24,40,.06);--shadow-md:0 4px 14px rgba(16,24,40,.08);--shadow-lg:0 12px 32px rgba(16,24,40,.12);--radius:12px;--font-body:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--font-serif:"Georgia","Times New Roman",serif}*{box-sizing:border-box}body{margin:0;background:var(--color-bg);color:var(--color-ink);font-family:var(--font-body);line-height:1.65;-webkit-font-smoothing:antialiased}a{color:var(--color-accent);text-decoration:none}a:hover{color:var(--color-accent-dark)}.page-container,.site-footer-inner,.site-header-inner{max-width:1120px;margin:0 auto;padding:0 24px}.site-header{background:var(--color-surface);border-bottom:1px solid var(--color-border);padding:18px 0;position:-webkit-sticky;position:sticky;top:0;z-index:40;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.site-header-inner{display:flex;align-items:center;justify-content:space-between}.site-logo{font-weight:800;font-size:1.3rem;letter-spacing:-.02em;text-decoration:none;color:var(--color-navy)}.site-nav ul{display:flex;gap:28px;list-style:none;margin:0;padding:0;flex-wrap:wrap}.site-nav a{text-decoration:none;color:var(--color-muted);font-size:.92rem;font-weight:600;transition:color .15s ease}.site-nav a:hover{color:var(--color-accent)}.mobile-menu-toggle{display:none;background:var(--color-accent);color:#fff;border:none;padding:9px 16px;border-radius:8px;font-weight:600}@media (max-width:640px){.mobile-menu-toggle{display:inline-block}.site-nav ul{display:none;width:100%;flex-direction:column;gap:14px;margin-top:14px}.site-nav[data-open=true] ul{display:flex}}main{min-height:60vh;padding:0 0 70px}.hero{padding:90px 24px 80px;text-align:center;background:radial-gradient(circle at 18% 20%,rgba(26,79,214,.14),transparent 45%),radial-gradient(circle at 82% 0,rgba(26,79,214,.1),transparent 40%),var(--color-navy);color:#fff}.hero h1{font-family:var(--font-body);font-weight:800;letter-spacing:-.02em;font-size:2.9rem;max-width:780px;margin:0 auto 18px;line-height:1.15}.hero p{max-width:620px;margin:0 auto;color:hsla(0,0%,100%,.72);font-size:1.12rem}@media (max-width:640px){.hero{padding:60px 20px 50px}.hero h1{font-size:2.1rem}}.article-content{max-width:720px;margin:0 auto;padding:0 20px}.article-content h2{font-family:var(--font-body);font-weight:800;margin-top:2.2em;letter-spacing:-.01em}.article-content li,.article-content p{color:#2a2e38}.page-container h2{font-weight:800;letter-spacing:-.01em;font-size:1.5rem;margin-top:56px;margin-bottom:20px}.article-card{border:1px solid var(--color-border);border-radius:var(--radius);padding:24px;background:var(--color-surface);box-shadow:var(--shadow-sm);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.article-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:var(--color-accent)}.article-card h3{margin:8px 0 10px;font-size:1.08rem;letter-spacing:-.01em}.article-card h3 a{color:var(--color-navy)}.article-card p{color:var(--color-muted);font-size:.95rem}.article-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));grid-gap:22px;gap:22px}.ad-slot{margin:36px 0;text-align:center}.ad-slot-label{display:block;font-size:.68rem;text-transform:uppercase;letter-spacing:.1em;color:var(--color-muted);margin-bottom:8px;font-weight:600}.ad-slot-placeholder{min-height:90px;background:var(--color-accent-soft);border-radius:var(--radius)}.site-footer{background:var(--color-navy);color:hsla(0,0%,100%,.65);margin-top:70px;padding:40px 0;font-size:.88rem}.site-footer ul{list-style:none;display:flex;flex-wrap:wrap;gap:18px;padding:0;margin:0 0 16px}.site-footer a{color:hsla(0,0%,100%,.75)}.site-footer a:hover{color:#fff}.privacy-choices-link{background:none;border:none;color:hsla(0,0%,100%,.75);cursor:pointer;padding:0;font:inherit}.privacy-choices-link:hover{color:#fff}.consent-banner{position:fixed;bottom:0;left:0;right:0;background:var(--color-navy);color:#fff;padding:18px 24px;display:flex;gap:18px;align-items:center;justify-content:center;flex-wrap:wrap;z-index:50;box-shadow:0 -8px 24px rgba(0,0,0,.15)}.consent-banner a{color:#fff;text-decoration:underline}.consent-banner button{background:var(--color-accent);color:#fff;border:none;padding:9px 18px;border-radius:8px;cursor:pointer;font-weight:600}.consent-banner button:hover{background:var(--color-accent-dark)}input:not([type]),input[type=text],select,textarea{font:inherit;padding:11px 14px;border:1px solid var(--color-border);border-radius:8px;background:#fff;color:var(--color-ink)}textarea{width:100%;resize:vertical}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--color-accent);outline-offset:2px}button{font:inherit;cursor:pointer;background:var(--color-accent);color:#fff;border:none;padding:11px 18px;border-radius:8px;font-weight:600;transition:background .15s ease}button:hover{background:var(--color-accent-dark);opacity:1}table td,table th{padding:10px 8px;border-bottom:1px solid var(--color-border)}.tool-panel{border:1px solid var(--color-border);border-radius:var(--radius);padding:28px;background:var(--color-surface);box-shadow:var(--shadow-md);max-width:720px}.disclosure-note{background:var(--color-accent-soft);border-left:3px solid var(--color-accent);border-radius:8px;padding:14px 18px;font-size:.9rem;margin:20px 0;color:#1a2340}